Types of Savings Account: How to Save Smartly and Securely

Maximize Your Money with Unmatched Up to 7.5% Interest Rate!

When it comes to managing your hard-earned money, the right savings account can be your trusted sidekick.

Let’s begin with the traditional savings account: The Classic Crusader

This is the most common and straightforward option, offering a safe haven for your hard-earned money while providing easy access to your funds whenever needed. While the interest rates, which generally offer up to 3% to 6%, are not able to earn a gasp. Such accounts are only perfect for maintaining an emergency fund or setting aside money for short-term goals.

 Let’s direct our attention to a standout in the world of savings accounts:

Ujjivan Small Finance Bank’s Maxima Savings Account.

This savings account is a true game-changer and a zero-risk banking policy. It offers an annual interest rate of up to a staggering 7.5%. Where other banks are giving 3% to 6% interest rates, Maxima stands out with a gigantic 7.5%, which is one of the highest in the industry. With a minimum deposit of just Rs. 1 lakh or a fixed deposit of Rs. 15 lakh or more, you can unlock a world of exclusive benefits.

The Maxima Savings Account takes convenience to new heights by offering unlimited and free transactions across any bank ATM, NEFT, RTGS, IMPS, cheque book, and demand draft.

Additionally, you can enjoy unlimited cash deposits and withdrawals at any Ujjivan SFB branch without incurring any charges. But that’s not all – you’ll also benefit from enhanced transaction limits, allowing you to make daily ATM cash withdrawals of up to Rs. 2.5 lakh and POS and e-commerce transactions of up to Rs. 5 Lakh.

As if these features weren’t enticing enough, the Maxima Savings Account comes with a complimentary health services package for the first year, including health check-ups, consultations, discounts, and cashless hospitalisation at select network hospitals.

Amidst everything, let’s not forget the RuPay Select Debit Card, which grants you access to exclusive lifestyle, health, and entertainment benefits, such as complimentary airport lounge access, personal accident cover, and merchant discounts.

With its seamless online application process and a commitment to providing a truly exceptional banking experience, the Maxima Savings Account from Ujjivan SFB is a testament to the bank’s innovative spirit and customer-centric approach.

To open a Maxima savings account, you can visit the nearest USFB branch, or apply online through the USFB website or mobile app. You can also contact the USFB customer care number at 1800 208 2121 for any queries or assistance.