Across India, household spending is shifting. With global uncertainties and inflation shaping everyday choices, families are showing a clear preference for essentials over luxury or impulse buys. Whether in metros or small towns, this practical spending pattern is becoming the new normal — and the stock market is responding. Shares of companies like Hindustan Unilever…

Managing money well is no longer optional—it’s necessary. And one of the simplest ways to begin this journey is by opening a savings account. But here’s the thing—just having one isn’t enough. What matters just as much is knowing when to open it and why it could play a key role in your finances. Let’s…