In India’s fast-evolving automobile market, Maruti Suzuki has emerged as an established and leading player. It ensures reliability, efficiency, and pocket-friendly cars to meet customers’ expectations and offers the best deals. 

While considering a new car, you must consider various factors, such as the model of the car, and other factors, such as an insurance policy that not only protects your vehicle from various unforeseen events but also safeguards your finances while ensuring a satisfactory ownership experience.

Let us explore the factors to keep in mind when buying a Maruti Car in India. 

Read more: Long-Term Car Insurance And Why It’s Worth It

6 Factors to Keep in Mind When Buying a Maruti Car in India 

When buying a car from Maruti Suzuki, there are certain things that you must keep in mind to get the best offers and have a great car-buying experience. Following are some of the things that you must consider when buying a Maruti car in India:

1. Understand Your Requirements

While considering an option to buy a car insurance policy, it is highly recommended that you assess and understand various crucial factors that can simplify your car requirements and match your expectations. When choosing a Maruti Car for yourself to buy, you can consider the following requirements that need to be accessed: 

• Determine the purpose of buying a car 

While considering buying a car, you must consider its daily usage and purpose. This will help you choose a car according to your family requirements, number of occupants, travel frequency, budget, etc. 

• Running cost and fuel efficiency

Considering the fluctuating fuel prices, choose a Maruti car that offers you optimal fuel efficiency to manage your fuel expenses and reduce the running cost of your vehicle. 

• Maintenance charges and procedure

When buying a new car from Maruti, you must consider the maintenance charges and procedures to ease the upcoming maintenance process. The paperwork included and the service centres must be inquired about for a hassle-free maintenance experience.  

• Body type

Maruti primarily offers three types of body: hatchbacks, sports utility vehicles (SUVs), and sedans. All three types of cars have their specifications. A hatchback is tiny and comfortable to drive, making it easier to manoeuvre in metropolitan cities. An SUV is a sporty vehicle that is fit to run in any terrain, ensuring a heavy driving experience with ensured comfort and performance. 

A Sedan offers complete luxury and style at the same time, with a longer chassis compared to hatchback cars. All these cars come in three fuel options: petrol, diesel, and CNG. You may choose the best fuel type that matches your daily commute and is pocket-friendly.

• Included Features 

You must review and make a list of key features based on your understanding of the vehicle. These features should lead you to choose the best car that matches your expectations. These include safety features, infotainment, comfort, reliability, and much more. Based on these features, you can determine the desired model of your Maruti car. 

2. Determine Your Budget

You must determine your budget while considering car options and explore the wide range of Maruti car options that fit within your budget range. You must analyse your finances and choose a Maruti car model that fits into your budget so that your day-to-day finances are not stressed out and you lead a convenient financial life despite the new car purchase. 

3. Customer Testimonials And Reviews

Consumer testimonials, Global NCAP, and other safety ratings will help you choose the right Maruti vehicle for you. You must consult an expert review before planning to buy a new car. Researching the car’s model, its customer ratings and reviews, etc., will give you genuine clarity about whether you should invest in the car. 

4. Resale Value of Your Vehicle

You must assess the resale value of your desired vehicle, as a good resale value of your car helps you with additional financial backing while selecting a new car and makes your driving experience smoother. 

5. Get Car Insurance

Car insurance plays a very important role in the aspect of car ownership and ensures peace of mind to the owner while on the road, as car insurance provides you with a financial safeguard and offers protection to your vehicle in the cases of unforeseen events like accidents, natural disasters, vandalism, and much more. 

You can consider buying either a comprehensive car insurance plan or at least a third-party plan, which is mandatory as per law in India. Here are some more details below for you to consider:

• Comprehensive car insurance plan

A comprehensive car insurance policy coverage not only offers its policyholders the best-in-class coverage and premiums in cases of emergency, theft, disaster, and much more but also provides financial backing for your vehicle along with accidental coverage for the third-party liabilities involved in the accident. Thus, a comprehensive plan as it offers all-around coverage and sufficiently covers all the expenses involved. 

• Zero depreciation car insurance plan

Zero-depreciation car insurance plans are add-ons for fatal emergency cases that are bought along with your existing comprehensive car insurance plan. They offer full claim settlement to the policyholders without charging any depreciation or deduction, ensuring their financial protection and peace of mind with greater ownership experience while on the road.

Read more: Cashless Car Insurance Claims In India: A Step-By-Step Guide

6. Finalising Your Car Purchase

After having a complete understanding and evaluating various options and other factors like insurance and zero depreciation, that are essential for you to choose the right car that meets your expectations, you must finalise the purchase by: 

• Scheduling test drives 

You must schedule a test drive of your desired Maruti car model to get a better feel for the vehicle and explore more details about its specifications and features, such as performance, safety, comfort, driving experience, and much more. A comprehensive understanding after a test drive will help you assess the right model and choose a car that best suits your expectations.

• Negotiating prices and offers

After selecting a desired Maruti car, you must negotiate with the dealer to get the best possible offers for your purchase, such as roadside assistance (RSA), a discounted price, free services, and more.

•  Completing Documentation procedure

You must complete the necessary documentation, such as car registration, insurance policy papers, and other documents, to make your Maruti car delivery smooth and seamless.

When planning to buy a new Maruti car, you must make a significant decision that not only carefully considers various factors but also ensures a satisfying ownership experience. With a proper understanding and evaluation of your needs and requirements in a car, you can select the specific Maruti car model and select the right insurance coverage that plays a major role in safeguarding your financial expenses in the case of unforeseen events.